An independent agency on your side of the table

We're not here to sell you a policy. We're here to make sure you have the right one.

Meeting with a Flash Insurance advisor
Who we are

Local. Independent. Honest.

Flash Insurance is an independent insurance agency based in Middlebury, Connecticut. "Independent" is the whole business model: instead of representing one insurance company, we work with multiple top-rated carriers — and our job is to compare them for you.

That changes the conversation. A captive agent's job is to sell their company's policy. Our job is to answer one question honestly: what's the best coverage for you, at the best price available? Sometimes that means switching carriers and saving real money. Sometimes it means telling you your current policy is already great — and meaning it.

We serve individuals, families, and businesses across 42 states — auto, home, and commercial lines — from our office at 900 Straits Turnpike in Middlebury, Connecticut.

Who we are

How we're different

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We shop, you save.

Every quote is compared across carriers.

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We re-shop at renewal.

Loyalty should be rewarded, not punished.

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Plain English, always.

No jargon, no fine-print surprises.

📞

We pick up the phone.

Real humans, local office, fast responses.

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Claims help.

When something happens, we walk you through it.

Where we're licensed

Licensed in 42 states

Flash Insurance holds property & casualty licenses in 42 states — so wherever you move or expand, the same agent can keep your coverage in one place.

Alabama · Arizona · Arkansas · Colorado · Connecticut · Delaware · Georgia · Idaho · Illinois · Indiana · Kentucky · Maine · Maryland · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming

Let's talk about your coverage.

Free quotes. Honest advice. No pressure.